Sunday, August 25, 2013

School

Yesterday I went to my soon-to-be sister-in-law's bridal shower. My two older sisters were talking to me about school. They asked what I was going into and what I planned on doing with it. I said that I didn't really want to do anything with it, just be a mom. They then asked me why I was still going to school if I wasn't really planning to use it. I admitted that one reason was to defer paying my student loans. One sister said, "You don't have to go to school to defer your loans." Well that was news to me. They told me that I can fill out a deferment form for financial hardship (which my older sister has been doing for years at a much higher income than ours.)
When I picked up my husband on my way home (he was spending some extra time with his family while I was at the bridal shower) I talked it over with him. Truly, I am tired of going to school. It's a lot of stress and I felt guilty over accruing more debt to do so. I do find it interesting to learn new things, but the papers and other homework really do stress me out. My hubby pointed out that I'm a lot happier when I don't have to stress over school.
We also looked at it financially. I have about 4 semesters of school left before getting a 2nd bachelor's degree. Or two more school years. In students loans it could save us $11,000 if I stopped going to school. Not to mention books and other supplies.
Now I just need to talk to financial aid and figure out how to do a complete withdrawal from school. Where school doesn't start til tomorrow I shouldn't have any penalties or anything to worry about. I just hope I'm doing the right thing. I think I am, but will I regret it? Hmm. I think only time will tell.

No comments: